Colorado Community Land Trust
Your partner in affordable housing
Do I Qualify?
If you are a moderate income earner and are interested in purchasing a home, the CCLT may be able to help. The first step is
to see if you qualify.

If you do qualify, feel free to call us for detailed information; we are happy to tell you about our affordable housing program
and answer your questions.  You may also Fill Out A Questionnaire and return it to us for review after which we will
contact you with more information and how to proceed on the purchase of your new home.

The CCLT is an income qualified Affordable Housing Program.  To qualify, you must not exceed the
Maximum Annual Income Limits (before taxes) by Household Size:













Mortgage “ability” - Do you have...?

    Good Credit

    Enough income after other debts to afford
             Mortgage payment
             Land lease payment
             Homeowner’s association dues

    $1,000 Earnest money

    3.5% down payment required on FHA loans and 5% down payment required on conventional loans

    Closing costs estimated between $3,500 and $4,000

The Next Steps:
Household Size
 80% AMI
1 person
 $42,500
2 people
 $48,600
3 people
 $54,650
4 people
 $60,700
5 people
 $65,600