| Colorado Community Land Trust Your partner in affordable housing |
Do I Qualify?
If you are a moderate income earner and are interested in purchasing a home, the CCLT may be able to help. The first step is
to see if you qualify.
If you do qualify, feel free to call us for detailed information; we are happy to tell you about our affordable housing program
and answer your questions on how to proceed on the purchase of your new home.
The CCLT is an income qualified Affordable Housing Program. To qualify, you must not exceed the
Maximum Annual Income Limits (before taxes) by Household Size:
Mortgage “ability” - Do you have...?
The Next Steps:
to see if you qualify.
If you do qualify, feel free to call us for detailed information; we are happy to tell you about our affordable housing program
and answer your questions on how to proceed on the purchase of your new home.
The CCLT is an income qualified Affordable Housing Program. To qualify, you must not exceed the
Maximum Annual Income Limits (before taxes) by Household Size:
Mortgage “ability” - Do you have...?
Good Credit
Enough income after other debts to afford
Mortgage payment
Land lease payment
Homeowner’s association dues
$1,000 Earnest money
3.5% down payment required on FHA loans and 5% down payment required on conventional loans
Closing costs estimated between $3,500 and $4,000
The Next Steps:
- 1. Attend a CCLT buyer orientation - Please call or email us to schedule an orientation: 303-856-7357 or
hadams@coloradoCLT.org
2. Attend a first-time home buyer class.
Download a class schedule and/or take the class online at chfainfo.org
3. Obtain a mortgage pre-qualification from one of our Participating Lenders
4. Complete the Income Verification Process - validated through the Affordable Housing Resource
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